At SwimGearUSA, we understand that competitive swimmers, lifeguards, and water sports enthusiasts demand not only high-performance gear but also a seamless shopping experience. That’s why we offer multiple secure payment methods to accommodate our global customer base while maintaining the highest security standards for your transactions.

Note for International Customers: We ship worldwide (excluding some remote areas in Asia and a few other locations). All prices are displayed in USD, and your payment will be processed in US dollars. Depending on your country, your bank may apply currency conversion fees.

Accepted Payment Methods

Credit & Debit Cards

We accept all major credit cards for fast, secure checkout:

  • Visa – All Visa credit and debit cards accepted
  • MasterCard – Including MasterCard debit cards
  • JCB – For our customers from Japan and Asia

Our checkout process uses 256-bit SSL encryption to protect your card details. We never store your full credit card information on our servers.

PayPal

For customers who prefer an extra layer of security or want to use their PayPal balance:

  • Pay with your PayPal account or as a guest
  • Link your credit card or bank account to PayPal
  • Option to pay in installments where available

Select PayPal at checkout and you’ll be redirected to their secure site to complete your payment before returning to SwimGearUSA.

Payment Security

Your security is our top priority when you shop for your competitive swimwear, lifeguard equipment, or water sports gear. We implement:

  • PCI-DSS compliance for all card transactions
  • SSL encryption throughout the checkout process
  • Fraud detection systems to protect your account
  • Secure tokenization for recurring payments (when applicable)

Why Don’t We Accept Other Payment Methods?

As specialists in premium aquatic gear, we’ve carefully selected payment partners that offer:

  • Global acceptance for our international customer base
  • Competitive processing rates to keep our prices low
  • Robust fraud protection for your peace of mind
  • Seamless integration with our inventory system to prevent overselling

Common Payment Questions

Will I Be Charged Sales Tax?

For US customers: We collect applicable state sales tax for orders shipped to Massachusetts. International customers may be responsible for customs fees or VAT depending on local regulations.

What If My Payment Is Declined?

First, double-check your card details and billing address match exactly what your bank has on file. If issues persist, contact your bank to ensure international transactions are enabled (for non-US cards) or try an alternative payment method.

When Will My Payment Be Processed?

We charge your payment method when your order ships. For PayPal transactions, the amount may appear as “pending” in your account until shipment.

Need help with payment? Our team of water sports enthusiasts is ready to assist! Contact us at [email protected] or call +1 (555) 123-4567 during business hours.